Terms & Conditions

Terms & Conditions Last Updated: 12/03/2025

1. Introduction

Welcome to Wealth Within Walls (the “Website”), owned and operated by Tanya Armstrong, REALTOR® at D&B Real Estate (“we,” “us,” or “our”). Tanya is a licensed real estate agent in the State of Utah.

By accessing or using this Website, you agree to be bound by these Terms and Conditions (the “Terms”). If you do not agree with these Terms, please do not use the Website.

Please also review our Privacy Policy, which explains how we collect, use, and protect your personal information. By using this Website, you acknowledge that you have read and understood both these Terms and our Privacy Policy.

2. Age Restriction This Website is intended only for users who are at least 18 years of age. By accessing or using this Website, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into binding contracts. If you are under 18, you may not use this Website.

3. No Agency or Client Relationship Created by Website Use

Your use of this Website, including viewing properties or submitting contact forms, does not create a real estate agency, brokerage, or client relationship between you and Tanya Armstrong or D&B Real Estate.

Any agency or fiduciary relationship will only arise if and when you and Tanya enter into a written and signed representation agreement (such as a buyer-broker agreement or listing agreement), as required by Utah law and brokerage policy.

Until such an agreement is signed, we do not owe you any duties as a client, and the information on this Website is provided for general informational purposes only.

4. Intellectual Property Rights

All content published and made available on this Website is the property of Tanya Armstrong at D&B Real Estate and/or our content providers, unless otherwise noted. This includes, but is not limited to:

• Text, articles, blog posts, and guides
• Logos and branding
• Photos, graphics, and videos
• Downloadable resources and documents
• Design, layout, and overall “look and feel” of the Website

We grant you a limited, non-exclusive, non-transferable license to view and use the Website for personal, non-commercial purposes only.

You may not:

• Copy, reproduce, or redistribute content from the Website for commercial use
• Republish, sell, rent, or sub-license Website material
• Remove or alter any copyright, trademark, or proprietary notices

Any use of our content beyond this limited license requires prior written consent from us.

5. Copyright Infringement (DMCA Notice)

We respect the intellectual property rights of others. In accordance with the Digital Millennium Copyright Act (DMCA), if you believe that any content on this Website infringes upon your copyright, please submit a written notice to our designated Copyright Agent containing the following information:

• A physical or electronic signature of the copyright owner or authorized representative;
• Identification of the copyrighted work claimed to be infringed;
• Identification of the material that is claimed to be infringing and instructions on where to locate it on the Website;
• Your contact information (address, telephone number, email);
• A statement that you have a good faith belief that the use is not authorized by the copyright owner, its agent, or the law; and
• A statement, made under penalty of perjury, that the information in the notice is accurate and that you are the copyright owner or authorized to act on their behalf.

6. Prohibition on Data Mining, Scraping, and AI Training

Access to this Website does not grant any rights to use any content, including listings, property descriptions, images, or pricing data, for the purpose of:

• Training Artificial Intelligence (AI) systems, Large Language Models (LLMs), or machine learning algorithms;
• Data mining, scraping, crawling, or extracting data via automated systems (robots, spiders, etc.); or
• Populating third-party databases or valuation models.

Any such unauthorized use is strictly prohibited. You agree that any violation of this section causes us irreparable harm and entitles us to immediate injunctive relief, as well as liquidated damages in the amount of $5,000 per violation or $500 per scraped record, whichever is greater.

7. Real Estate & IDX / MLS Information (No Warranties)

This Website may display property listings through IDX (Internet Data Exchange) and other third-party data sources, including one or more Multiple Listing Services (“MLS”).

While we strive to keep information accurate and up-to-date, you understand and agree that:

• Property information is not guaranteed. All property details, including but not limited to price, square footage, lot size, boundaries, zoning, school assignments, availability, and features, are subject to change without notice.
• Listings may not be our own. Many listings displayed may be provided by other brokers and agents via IDX/MLS reciprocity. Listing brokers/agents should be identified in the listing information where required.
• No guarantee of completeness or accuracy. We make no representations or warranties, express or implied, about the completeness, accuracy, reliability, suitability, or availability of any listing data or other information on the Website.
• Verify before you rely. You are responsible for independently verifying all information that is important to you, including by consulting the appropriate professionals (e.g., inspectors, surveyors, appraisers, attorneys, lenders, local government offices).

All properties are subject to prior sale, change, or withdrawal at any time without notice.

We support and comply with the principles of Equal Housing Opportunity.

8. No Professional Advice

The content on this Website is for general informational and educational purposes only. It does not constitute:

• Legal advice
• Tax advice
• Financial or investment advice
• Real estate brokerage advice tailored to your specific situation

You should consult with your own attorney, CPA, financial advisor, lender, or other qualified professionals before making any decisions regarding a real estate transaction or related matters.

9. User Submissions, Lead Forms & Communications

When you submit your name, email, phone number, or other information through this Website (including contact forms, home search registrations, or property inquiry forms), you:

• Represent that the information you provide is accurate and your own, and
• Consent to being contacted by us about real estate services and related information by: Email Phone calls Text messages/SMS (including via automated systems, if applicable)

Consent to being contacted by us about real estate services and related information by:

• Email
• Phone calls
• Text messages/SMS (including via automated systems, if applicable)

You may opt out of marketing communications at any time by following the unsubscribe instructions in our emails or replying “STOP” to text messages where applicable.

For more information on how we handle your data, please review our Privacy Policy.

10. Third-Party Tools, Links & Services

This Website may contain links to third-party websites or tools, such as:

• IDX/MLS search tools
• Mortgage calculators
• Map and school information tools
• Social media platforms or other external sites

We do not control and are not responsible for:

• The content, accuracy, or policies of third-party sites
• How third parties collect or use your data
• Any products or services offered by third parties

Your use of third-party sites and tools is at your own risk and subject to the terms and policies of those third parties.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Tanya Armstrong, D&B Real Estate, and their brokers, agents, and employees shall not be liable for any:

• Indirect, incidental, special, consequential, or punitive damages, or
• Any loss of profits, revenue, data, or goodwill

arising out of or in connection with your use of, or inability to use, this Website or any information, listings, or services obtained through it.

Without limiting the foregoing, we are not responsible for:

• Errors, omissions, or inaccuracies in property data or other content
• Any actions you take (or do not take) based on information from this Website
• Any bugs, viruses, or technical issues affecting your access to or use of the Website

If, despite the above, we are found liable to you for any damages arising out of your use of this Website, our total liability shall not exceed $100 or the amount you paid (if any) to access the Website, whichever is greater.

12. Indemnification

You agree to indemnify and hold harmless Tanya Armstrong, D&B Real Estate, and their brokers, agents, and employees from and against any and all claims, liabilities, damages, losses, and expenses (including reasonable attorneys’ fees) arising out of or related to:

• Your use of this Website
• Your violation of these Terms
• Your violation of any rights of another person or entity

13. Not a Solicitation to Those Under Exclusive Contract

This Website and the information provided are not intended to solicit clients who are currently under an existing exclusive agency, brokerage, or representation agreement with another real estate professional.

If you are already represented by another brokerage, please consult directly with your current agent or broker.

14. Governing Law & Jurisdiction

These Terms are governed by and interpreted in accordance with the laws of the State of Utah, without regard to its conflict of law principles.

You agree that any disputes arising out of or relating to your use of the Website shall be brought in the state or federal courts located in the State of Utah, and you hereby consent to the personal jurisdiction of such courts.

15. Changes to These Terms

We may update or modify these Terms from time to time. When we do, we will update the “Last Updated” date at the top of this page.

Your continued use of the Website after any changes to the Terms constitutes your acceptance of the revised Terms. If you do not agree with the updated Terms, you should stop using the Website.

16. Severability & Entire Agreement

If any provision of these Terms is found to be unenforceable or invalid under any applicable law, such unenforceability or invalidity shall not render these Terms unenforceable or invalid as a whole. Instead, such provision shall be modified to the extent necessary to make it enforceable, or if modification is not possible, it shall be deleted, and the remaining provisions shall remain in full force and effect. These Terms, together with our Privacy Policy, constitute the entire agreement between you and us regarding your use of the Website.

17. Contact Us

If you have any questions about these Terms, please contact:

Tanya Armstrong, D&B Real Estate — (435) 705-5425 — 1883 W Royal Hunte Dr., Suite 202, Cedar City, UT 84720